Member Account, Password and Security You will have a password and account designation upon completing the Service's registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Learners’ Planet of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Learners’ Planet cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5. Cancellation and Refund Policy We do not provide any option for cancellation of products and/or services you have purchased or subscribed. Once a product/service has been purchased by you, we cannot provide any refund, either totally or partially. We suggest that first you go through the demos and/or free to use contents/products/services before you subscribe to or purchase from www.learnersplanet.com Payment We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.